Being a crypto enthusiast in the United States, I've been mining Pi coins on my phone for several months, enticed by the idea of a decentralized currency easily accessible. All I hear about is the launch of the Mainnet for the Pi Network. Now what remains unclear is: When will Pi mining officially end in the United States. With a large user pool scattered all over the globe, I fear that I could miss key deadline dates and lose the coins I mined, especially since I trade for money in USD. Could someone please clarify when mining for Pi ends, and what needs to be done next to redeem my coins? I have read about KYC requirements and the Grace Period, but I find myself a bit uncertain how these might affect a beginner in cryptocurrency terms. I reside in New York and want to make sure I do not waste my efforts, so I want to understand how the Pi Network timeline affects my possible earnings. Are there any dates or activities I should watch out for in order to be ahead? I imagine similar questions also arise for people in nations like Nigeria and India and that have their own currencies, NGN or INR. How can we all prepare for the end of Pi mining, and what does it mean for the future value of Pi coins? I would need clear directions through this process.

When Will Pi Mining End? Key Dates for Pi Network Users

Key Dates for Pi Mining Closure

<h2 style="text-align: start; line-height: 1.5;">Introduction</h2>If you've been hanging around on Crypto Twitter, Reddit, or Discord lately, you've probably seen the word "degen" thrown around like a badge of honor. &nbsp;But what is a degen? What does degen mean in crypto? Is it just another internet slang, or does it carry real weight in the digital finance world? Whether you're a curious newbie, a seasoned investor, or someone trying to understand the next big meme coin trend, this guide breaks down everything you need to know about "degen", the culture behind it, and how it's shaping degen crypto coins and investments. <h2 style="text-align: start; line-height: 1.5;">What Is Degen (DEGEN)?</h2>DEGEN (DEGEN) is an<a href="https://ethereum.org/en/" target="_blank"> Ethereum</a> utility and meme token that was originally created as a reward mechanism on decentralized social protocol Farcaster. Originally launched in early 2024, DEGEN quickly emerged as a staple currency in Farcaster's /degen channel , a community of crypto builders, content creators, and meme insiders, where it was used for tipping, rewarding contributions, and spurring community activity. Unlike traditional meme coins, the function of DEGEN is to combine humor with true utility &nbsp;providing both creative proof-of-concepts and real decentralized finance (DeFi) applications in existence by being in emerging ecosystems. As it evolved, the use of DEGEN was pulled into the greater Ethereum and Layer 3 (L3) blockchain ecosystem, particularly with the launch of the DEGEN Chain, a fast, low-cost, and app-optimized L3 built with <a href="https://arbitrum.io/" target="_blank">Arbitrum</a> Orbit technology. DEGEN's community-centric spirit is supported by the involvement of prominent builders in the Farcaster and DeFi spaces, with a philosophy emphasizing open experimentation, mutual participation, and meme-driven innovation. Now, DEGEN is a symbol of the disruptive shift towards social-fi (social finance), capturing the spirit of creativity and <h3 style="line-height: 1.5;"> what does degen mean in crypto?</h3>In the cryptocurrency world, a degen is someone who makes high-risk, high-reward investments, often with little research and lots of hype. &nbsp;Think of the person who apes into a new degen coin minutes after launch, based on a tweet or meme, hoping for a 100x return before it crashes. <h2 style="line-height: 1.5;">How to Use DEGEN</h2>To interact with DEGEN:- Acquire DEGEN: Purchase on exchanges like <a href="https://www.bydfi.com/en" target="_blank">BYDFi</a> , Crypto.com, or DEXs on Ethereum/Base/Degen Chain.- Store DEGEN: Use Ethereum-compatible wallets (e.g., MetaMask) to hold and manage tokens.- Participate in Farcaster: Join the /degen channel to tip, earn rewards, or engage with the community.- Explore DeFi: Stake, farm, or provide liquidity on Degen Chain dApps to earn yields.- Monitor Risks: Conduct due diligence, as DEGEN’s volatility and experimental nature require careful risk management. <h2 style="text-align: start; line-height: 1.5;">Degen (DEGEN) Tokenomics</h2>A transparent and equitable approach to tokenomics has been a cornerstone of DEGEN’s community credibility.- &nbsp;Total Supply: 36.9 billion DEGEN- &nbsp;Circulating Supply: 14.17 billion DEGEN- &nbsp;Maximum Supply: 36.9 billion DEGEN (fixed, with no plans for inflationary increases) <h2 style="text-align: start; line-height: 1.5;">Token Distribution:</h2>- &nbsp;Community Airdrops: A significant percentage was allocated to early Farcaster contributors and active community members, ensuring a broad and fair initial distribution.- &nbsp;Ecosystem Development: Tokens are reserved for ongoing community incentives, development grants, and partnerships to sustain growth.- &nbsp;Team and Advisors: Vesting schedules for core contributors ensure long-term alignment, but with no outsized founder allocation.- &nbsp;Liquidity and Listings: A portion of tokens is reserved for providing decentralized exchange (DEX) and centralized exchange (CEX) liquidity. <h2 style="text-align: start; line-height: 1.5;">How Degen (DEGEN) Works</h2>At its core, the DEGEN token is an ERC-20 asset on Ethereum, making it compatible with the most widely used wallets and decentralized exchanges. &nbsp;Its initial use was as a micro-reward for valuable interactions within Farcaster, but as the DEGEN community grew, the token’s functionality expanded into several areas: - &nbsp;Social Incentivization: DEGEN is used to tip or reward users for content creation, community moderation, and contributing code or memes in various social and developer channels. &nbsp;This model helps foster more organic, engaging crypto communities. - &nbsp;DeFi Use Cases: Through DeFi protocols built on the DEGEN Chain and partnered L3s, users can provide liquidity, farm yields, or stake tokens to earn passive income, much like established platforms on Ethereum and Arbitrum. - &nbsp;Low-Cost Transactions: The DEGEN Chain, powered by Arbitrum Orbit, provides high throughput and near-zero fees, enabling a scalable environment for microtransactions , essential for user-driven social and gaming applications. - &nbsp;Creator Tools &amp; NFT Integration: Developers are exploring NFT drops, DAO governance, and creator engagement mechanisms that use DEGEN as a payment and rewards layer. DEGEN’s unique blend of meme appeal, practical on-chain use, and community engagement has differentiated it from typical meme coins, positioning it as a foundational currency within web3 social ecosystems. <h2 style="text-align: start; line-height: 1.5;">Conclusion</h2>Degen (DEGEN) works as a community-driven token that blends meme coin appeal with practical utility in social-fi and DeFi. &nbsp;By leveraging Farcaster’s decentralized social platform and the Degen Chain’s low-cost infrastructure, DEGEN incentivizes engagement, rewards creativity, and supports innovative blockchain applications. However, its high volatility, experimental status, and reliance on community adoption make it a risky investment. For those interested in DEGEN, participating in its ecosystem requires balancing enthusiasm with caution, aligning with the “degen” ethos of embracing uncertainty for potential rewards. Final Thought In the ever-evolving world of crypto, being a degen isn't just about reckless bets, it's about daring to explore the edge of innovation, where memes meet markets and communities build value from creativity. &nbsp;DEGEN represents more than a token; it’s a cultural movement fueled by experimentation, humor, and decentralized collaboration. Whether you're here for the fun or the future of financejust remember: in the land of degens, fortune favors the bold—but only the wise survive. Ready to learn more about trading strategies and crypto fundamentals? Check out <a href="https://www.bydfi.com/en" target="_blank">BYDFi </a>for expert guidance on navigating the world of digital assets.

From Farcaster to Fortune: The DEGEN Token and Crypto Degens

What Is DEGEN? A Guide to the Crypto Token & Culture

If you’ve been involved with decentralized finance (DeFi) or liquidity pools, you’ve probably heard the term impermanent loss and wondered, what is impermanent loss? or how impermanent loss works. This concept is essential for anyone providing liquidity on automated market makers (AMMs) like Uniswap, SushiSwap, or PancakeSwap. In this article, we’ll explain impermanent loss, how it happens, and what risks it poses to liquidity providers. <h2 style="text-align: start; line-height: 2.5;">What is Impermanent Loss?</h2>Impermanent loss occurs when the price of the tokens you’ve deposited into a liquidity pool changes compared to when you first added them. The bigger the price change, the larger the potential loss. This loss refers to the difference in value between holding your tokens versus providing liquidity in a pool.The term “impermanent” means the loss is temporary and can be reversed if token prices return to their original levels. However, if you withdraw your liquidity while prices have diverged, the loss becomes permanent. <h2 style="text-align: start; line-height: 2.5;">How Does Impermanent Loss Happen?</h2>Let’s look at an example to understand how impermanent loss works:Imagine Alice deposits 1 ETH and 100 DAI into a liquidity pool where 1 ETH equals 100 DAI, so her total deposit is worth $200. The pool has a total of 10 ETH and 1,000 DAI, meaning Alice owns 10% of the pool.Now, suppose the price of ETH rises to 400 DAI. Arbitrage traders will adjust the pool by adding DAI and removing ETH to reflect this new price. The pool now holds 5 ETH and 2,000 DAI, but the total liquidity remains $10,000.When Alice withdraws her 10% share, she receives 0.5 ETH and 200 DAI, totaling $400. While this might seem like a profit, if she had simply held 1 ETH and 100 DAI, her holdings would now be worth $500. The $100 difference is Alice’s impermanent loss. <h2 style="text-align: start; line-height: 2.5;">What is Impermanent Loss Risk?</h2>Impermanent loss risk means that by providing liquidity, you might end up with less value than if you just held your tokens. This risk increases with the volatility of the tokens in the pool. Pools with stablecoins or assets that don’t fluctuate much have lower impermanent loss risk.However, liquidity providers earn trading fees from swaps in the pool, which can offset or even exceed impermanent loss. For example, Uniswap charges a 0.3% fee on every trade, which goes directly to liquidity providers. <h2 style="text-align: start; line-height: 2.5;">How to Estimate Impermanent Loss</h2>Impermanent loss grows with the price divergence between the tokens. Here’s a quick summary of losses compared to simply holding your tokens:<ul><li style="text-align: start;">1.25x price change = 0.6% loss</li><li style="text-align: start;">1.5x price change = 2.0% loss</li><li style="text-align: start;">2x price change = 5.7% loss</li><li style="text-align: start;">3x price change = 13.4% loss</li><li style="text-align: start;">5x price change = 25.5% loss</li></ul>Importantly, impermanent loss occurs regardless of whether the price goes up or down; it depends on the relative price change. <h2 style="text-align: start; line-height: 2.5;">Summary: What You Need to Know About Impermanent Loss</h2>Impermanent loss is a fundamental concept for anyone providing liquidity to DeFi protocols. While it represents a potential risk, understanding how it works and using tools like impermanent loss calculators can help you make informed decisions. Remember, trading fees earned can offset losses, but high volatility pools carry greater risk. Ready to learn more about trading strategies and crypto fundamentals? Check out <a href="https://www.bydfi.com/en" target="_blank">BYDFi </a>for expert guidance on navigating the world of digital assets.

What is Impermanent Loss? Understanding How It Works and Its Risks in Crypto

What Is Impermanent Loss? A Guide to DeFi Risks

<h2 style="line-height: 1.5;">BlackRock Explained: Who Owns It, What It Offers, and Why It Matters</h2>If you’ve ever wondered &nbsp;What exactly is BlackRock? &nbsp;or Is it a hedge fund? , &nbsp;BlackRock is one of those names that pops up everywhere in finance, yet it still feels mysterious. Some think it’s a hedge fund, others call it the world’s money manager, and plenty of investors just want to know if it’s the right place for their money.So, let’s break it down—no jargon, no hype. Just the basics of who owns BlackRock, what it actually does, and why it matters to investors like you. <h2 style="line-height: 1.5;">What Is BlackRock?</h2>BlackRock isn’t just another Wall Street firm—it’s the largest asset manager in the world, handling over $11.5 trillion as of 2024.Think of it like this: if there’s an investment product out there, chances are BlackRock has a version of it. From simple index funds to high-risk hedge fund strategies, they cover almost every corner of the financial market.It was founded in 1988 by Larry Fink and a few partners, and today it’s based in New York with offices across 30 countries. Whether you’re saving for retirement in the U.S., managing a pension fund in the UK, or investing in real estate in Asia, BlackRock has products built for you. <h2 style="line-height: 1.5;">Is BlackRock a Hedge Fund?</h2>This is one of the biggest myths. The answer is: no, BlackRock isn’t a hedge fund.1- What it really is: An asset manager. Its bread and butter are mutual funds, ETFs (like iShares), and bonds.2- But: It does run hedge funds as part of its broader lineup—roughly $47 billion worth as of 2024.The catch? Hedge funds are just a tiny fraction of BlackRock’s business. Most of its assets sit in mutual funds and ETFs, which are much more accessible to everyday investors.So if you’re picturing BlackRock as some secretive, high-risk hedge fund for billionaires only—that’s not the full story. <h2 style="line-height: 1.5;">What Does BlackRock Offer?</h2>Here’s a quick tour of its main products:1- Mutual Funds – Over 600 of them, covering stocks, bonds, and mixed strategies. Great for retirement accounts, college savings, or long-term growth.2- Real Estate Funds – For investors who want exposure to commercial and residential property worldwide. A good way to diversify, though real estate can be less liquid.3- Hedge Funds – Riskier and designed for big players (think institutions and ultra-wealthy investors). These use strategies like long/short equity and event-driven investing.4- iShares ETFs – Probably the most famous part of BlackRock. These are low-cost, flexible, and popular with everyone from beginners to professional traders. <h2 style="line-height: 1.5;">Who Owns BlackRock Fund Advisors?</h2>Another question people ask: &nbsp;Who actually owns BlackRock? The short answer: its shareholders.BlackRock, Inc. is a publicly traded company on the NYSE under the ticker BLK. The majority of its ownership comes from institutional investors like pension funds and mutual funds—not shadowy elites or one big boss.And BlackRock Fund Advisors? That’s simply a subsidiary fully owned by BlackRock, Inc. <h2 style="line-height: 1.5;">Why Do Investors Choose BlackRock?</h2>Diversification: From ETFs to real estate, you can spread your risk , &nbsp;accessibility: Low-cost iShares ETFs mean you don’t need millions to start investing , technology: Their Aladdin platform gives them a risk-management edge , global Reach: With teams across 30 countries, they bring local insights to global investing.For many, BlackRock solves two key pain points: high fees and lack of transparency. Its ETFs are famously cheap, and because it’s public, its filings are open for anyone to see. <h2 style="line-height: 1.5;">BlackRock vs. Vanguard vs. State Street</h2><ul><li style="line-height: 1.5;">BlackRock → Biggest range of products, advanced tech, and a balance of passive + active investing.</li><li style="line-height: 1.5;">Vanguard → Best for ultra-low-cost index funds. Perfect if you’re purely a passive investor.</li><li style="line-height: 1.5;">State Street → Strong in ETFs, but not as diverse in alternatives like real estate.</li></ul> <h2 style="line-height: 1.5;">Getting Started with BlackRock</h2><ul><li style="line-height: 1.5;">1-Set your goals (retirement, income, growth, etc.)</li><li style="line-height: 1.5;">Pick your type of fund (mutual fund, ETF, real estate, or hedge fund if you qualify).</li><li style="line-height: 1.5;">Check fees and risks (always read the fund prospectus).</li><li style="line-height: 1.5;">Consider advice—a financial planner can match funds to your situation.</li><li style="line-height: 1.5;">Track performance using tools like Morningstar.</li></ul> <h2 style="line-height: 1.5;">Final Thoughts</h2>BlackRock is massive for a reason: it offers something for just about everyone. Whether you’re a first-time investor dipping into ETFs, or a seasoned player exploring real estate or hedge funds, chances are BlackRock has a fund that fits.But remember—just because it’s the biggest doesn’t mean it’s automatically the best for you. Always line up your goals, risk tolerance, and timeline before jumping in.And if you want a trading platform that gives you access to 400+ assets, lightning-fast execution, and pro-level tools? <a href="https://www.bydfi.com/en" target="_blank">BYDFi </a>is worth checking out.

BlackRock Explained: Who Owns It, What It Offers, and Why It Matters

Have you ever bought a skin or prepaid for an in-game purchase, only to realize immediately after that you did not want to buy it? Don't worry! This guide will help you with the Valorant refund process, which is easier than one would imagine. So, no matter what experience level you may have with Valorant-The first-person shooter game—our detailed guide will alleviate any fears and make it easier for you to request a refund on your purchases. Now let us look into the seven easy steps to get your money back for Valorant purchases.<h2 style="line-height: 2.5;"></h2><h2 style="line-height: 2.5;">Why Seek a Refund in Valorant?</h2>Mistakes happen—maybe you bought the wrong skin, misclicked on a pricey bundle, or your kid accidentally spent your money. Whether it be a thousand reasons, knowing how to refund in Valorant sure is helpful to alleviate frustration. Riot Games offers its customers a chance to refund purchases under certain conditions that must be met. Please follow the following procedure to verify that your request complies with their rules and thus completes the request with higher chances of success. <h2 style="line-height: 2.5;">7 Simple Steps to Refund Valorant Purchases</h2>Check Refund EligibilityNot all Valorant refunds come into effect. Riot Games allow refunds only for unused items in the game (like skins or some cosmetic items) that are purchased within the past 14 days from the application of the refund. Make sure that the item has neither been yet used nor upgraded by means of upgrading as this alone nullifies the refund. If you, for example, bought a weapon skin with US dollars but have yet to equip it, you probably can ask to have it refunded. Log Into Your Riot AccountLog in to your official Riot Games account through their website which is tied to the purchase of Valorant. Make sure you chose the right region, i.e., NA, EU, etc., for this can cause confusion with currency or account details. Navigate to the Support PageVisit Riot’s Support page and select “Billing &amp; Purchases.” This section includes a “Refund Requests” option tailored for Valorant players seeking a refund. Submit a Refund RequestClick on the refund request link and fill out the form. Provide details like the purchase date, item name, and reason for the refund (e.g., accidental purchase). Be clear and concise to speed up the process. Verify Your Purchase HistoryThere is a chance that Riot will ask you to verify the payment in your purchase history found in your account settings under " Wait for Riot’s ResponseAfter submitting, Riot’s support team typically responds within 24–48 hours. Keep an eye on your email (including spam/junk folders) for updates. They’ll confirm whether your refund is approved or explain why it was denied. Confirm the RefundIf approved, the refund will be processed to your original payment method. Refunds in Valorant Points (VP) or real currency (like USD) may take 3–5 business days, depending on your bank or region.<h2 style="line-height: 2.5;">Key tips for a smooth refund process</h2><ul><li style="line-height: 1.5;">Act Fast: Submit your request within 14 days to meet Riot’s refund window.</li><li style="line-height: 1.5;">Be Honest: Clearly explain your situation—accidental purchases are common, and Riot’s team is understanding.</li><li style="line-height: 1.5;">Check Regional Policies: Refund processes may vary slightly by country or currency, so confirm your region’s rules on Riot’s Support page.</li></ul> <h2 style="line-height: 2.5;">Ready to Reclaim Your Money?</h2>Navigating a Valorant refund doesn’t have to be stressful. By following these seven steps, you can confidently request a refund and get back to dominating the battlefield without financial regrets. Have more questions about Valorant purchases or refunds? Explore <a href="https://www.riotgames.com/en" target="_blank">Riot’s </a>Support page or drop us a comment below for more gaming tips!

How to Get a Valorant Refund: 7 Simple Steps to Reclaim Your Money

How to Get a Valorant Refund: A Simple 7-Step Guide

Brazil, Russia, India, China, and South Africa—as well as new members like Iran and the United Arab Emirates—are actively seeking alternatives to the US currency. &nbsp; BRICS foreign ministers stressed increasing the use of local currencies in trade to lessen dependency on the dollar in a statement released in May 2025. In January 2025, Sergey Ryabkov, Russia's deputy foreign minister, asserted that a new payment system that aims to sideline the dollar might eventually encompass other developing countries. <h2 style="line-height: 1.5;">Why the BRICS Currency is the Talk of the Global Economy</h2><h1 style="line-height: 1.5;">1. Challenging the US Dollar’s Dominance</h1>The US dollar dominates global trade, with ~90% of forex transactions and most oil trades historically conducted in dollars. BRICS nations aim to reduce this reliance, driven by geopolitical tensions like US sanctions on Russia and China, and the dollar’s use as a tool for economic statecraft. A BRICS currency, potentially called the "Unit," could be gold-backed or a basket of member currencies (40% gold, 60% BRICS currencies), offering an alternative for trade and reserves. This push for "de-dollarization" is seen as a way to assert economic independence and mitigate risks from dollar volatility or sanctions.<h1 style="line-height: 1.5;">2. Economic and Geopolitical Implications</h1>BRICS represents ~45% of the world’s population and 35% of global GDP (PPP). A unified currency could enhance trade efficiency, reduce exchange rate volatility, and boost financial inclusion via blockchain-based digital payments like BRICS Pay, an alternative to SWIFT. Geopolitically, it challenges Western-led financial systems, promoting a multipolar world order. However, critics argue it risks increasing dependence on China’s yuan, given China’s economic weight, which could alienate members like India. BRICS currency could weaken the dollar’s value, impact US sanctions’ effectiveness, and raise costs for American households if demand for dollars drops. Conversely, it could streamline trade for BRICS nations and reduce their exposure to US monetary policy. Yet, experts like South Africa’s central bank governor argue a full currency union requires improbable steps like a shared central bank. The debate reflects broader shifts toward currency optionality as a matter of economic security <h2 style="line-height: 1.5;">Five ways Must-Know &nbsp;About the BRICS Currency :</h2><h1 style="line-height: 1.5;">1. No Confirmed BRICS Currency Release Date—Yet</h1>While speculation about a BRICS currency launch date has fueled excitement, no official timeline exists. Discussions began as early as the 2022 BRICS Summit, where leaders like Vladimir Putin hinted at a new global reserve currency. Sources suggest a potential launch by 2027, with updates expected at the 2025 BRICS Summit in Brazil. For now, the bloc is focusing on reducing reliance on the US dollar through local currency trading and systems like BRICS Pay. Stay tuned for official announcements to avoid missing key updates. <h1 style="line-height: 1.5;">2. A Gold-Backed Currency Could Shake the Dollar’s Throne</h1>The proposed BRICS currency, potentially called the “Unit,” may be backed by gold or a basket of commodities, unlike the fiat-based US dollar. This move could appeal to countries like China and Russia, major gold producers, aiming to counter US sanctions and dollar volatility. For traders in countries like India or South Africa, a gold-backed currency could stabilize trade costs but may also increase gold prices globally, impacting your investments. <h1 style="line-height: 1.5;">3. De-Dollarization is Already Happening</h1>The BRICS nations are actively reducing dollar dependency. In 2024, 20% of oil trades were settled in non-US dollar currencies, a significant shift from near-100% dollar dominance. The BRICS Pay system and blockchain-based settlements are paving the way for a future currency. For businesses in BRICS countries, this means cheaper cross-border transactions, potentially saving billions annually, as estimated for India alone. <h1 style="line-height: 1.5;">4. Geopolitical Challenges Could Delay the Launch</h1>Creating a unified currency is no small feat. Economic disparities, political rivalries (like India-China tensions), and trade imbalances pose hurdles. South Africa’s central bank governor noted that a BRICS currency requires a banking union and macroeconomic alignment, which could take years. If you’re a policymaker or investor, these complexities mean the BRICS currency announcement may be more gradual than expected. <h1 style="line-height: 1.5;">5. The US Dollar’s Dominance Isn’t Vanishing Anytime Soon</h1>Despite the hype, the US dollar remains the world’s primary reserve currency, dominating 90% of forex transactions. A 2024 Atlantic Council study suggests the dollar’s role is secure in the near term. For those worried about their dollar-based savings or investments, the BRICS currency may not immediately disrupt your financial plans but could signal a shift toward a multipolar economy Ready to trade smarter at all time highs? Check out <a href="https://www.bydfi.com/en/support" target="_blank">BYDFi’s </a>beginner-friendly tutorials and start building your dream finance today!

Will the BRICS Currency Reshape Global Finance? Key Facts to Know

BRICS Currency: Release Date & Key Facts for 2025

Do you want to know what "shiba" means in Korean? Knowing the subtleties of several languages can be essential in the fields of finance, blockchain, and cryptocurrencies. &nbsp;So let's explore the meaning of'shiba' in Korean and its connection to the industry. Understanding "Shiba": From Korean Slang to Cryptocurrency Buzzword Examining What "Shiba" Means in Korean 'Shiba' (시바) in Korean can indicate several things depending on the situation. &nbsp;"Dumbfounded" or "stunned" are two of the most widely used definitions of "shiba." This phrase is frequently used to convey astonishment or incredulity. Furthermore, in Korean cuisine, shiba" can also refer to a particular kind of rice cake. &nbsp;'Shiba' has become a well-known term in the cryptocurrency field as a reference to Shiba Inu, a cryptocurrency that was inspired by the Shiba Inu dog breed. Similar to other meme coins like Dogecoin, the Shiba Inu currency has gained popularity among traders and investors. &nbsp;In this sense, the term "shiba" gives the bitcoin realm a humorous and cheerful feel. <h2 style="line-height: 1.5;">What Makes "Shiba " So Well-liked in Crypto? &nbsp;</h2> &nbsp;1. Meme Culture &amp; Doge Legacy &nbsp; Shiba Inu is the breed of the dog made famous by the "Doge" meme, which exploded online in the early 2010s. <a href="https://dogecoin.com/" target="_blank">DogeCoin</a> (DOGE), launched in 2013 as a joke, used the Shiba Inu dog as its mascot—and it became a hit. Shiba Inu Coin (SHIB) followed in 2020, branding itself as the “DogeCoin Killer,” riding the meme wave. &nbsp;2. &nbsp;Low Cost, Big Dreams &nbsp; With trillions of tokens in circulation, SHIB's price per coin was negligible. &nbsp;Retail investors who felt priced out of Ethereum or Bitcoin found it appealing as a result. &nbsp;For a few dollars, people purchased millions of SHIB in the hopes of hitting the moon. &nbsp; •Overview of Shiba Inu Coin : An unknown individual or group launched Shiba Inu Coin (SHIB), a decentralized cryptocurrency, in August 2020 under the moniker "<a href="https://www.ryoshiresearch.com/zh" target="_blank">Ryoshi.</a>" In keeping with the meme currency trend, it was influenced by Dogecoin and has the Shiba Inu dog &nbsp; &nbsp; &nbsp;breed as its mascot. SHIB is compatible with a large number of DeFi applications since, in contrast to Dogecoin, it operates as an ERC-20 token on the Ethereum network. &nbsp;•'Shiba''s Future in Korea and Beyond In conclusion, the meaning of 'shiba' in Korean is multifaceted, encompassing aspects of surprise, culinary delights, and even cryptocurrency references. Whether you're exploring Korean language and culture or delving into the world of crypto, 'shiba' holds a variety of meanings that reflect its versatility and adaptability. As the crypto and blockchain industries continue to evolve, we may see new interpretations and applications of 'shiba' emerge. From meme coins to cultural expressions, the influence of 'shiba' is far-reaching and ever-changing. <h2 style="line-height: 1.5;">Final Thought</h2>Finance and language are closely related, particularly in the digital age when financial trends can be influenced by cultural allusions. &nbsp;A good example of this connection between humor, culture, and market sentiment is the phrase "shiba." &nbsp;One thing is certain, regardless of whether you're interested in the origins of Shiba Inu Coin or its Korean slang roots: knowing the nuances of well-known cryptocurrency words will help you communicate and plan more effectively. &nbsp; The influence of seemingly straightforward terms like "shiba" will increase along with the global interest in cryptocurrencies. Remain aware and inquisitive; you never know when a meme can provide your next financial tip. Ready to learn more about trading strategies and crypto safety? Check out <a href="https://www.bydfi.com/en" target="_blank">BYDFi </a>for beginner tutorials, expert insights .

From Korean Slang to Crypto Fame: Unpacking the Meaning of 'Shiba

I’m based in Dubai and I keep hearing about cryptocurrency and how people are trading and making money with it. I'm a total beginner and don't really get how it works—what it is exactly, how people exchange it, or which crypto has the best value right now. Are there trusted platforms in the UAE where I can start crypto trading safely? Also, is crypto legal in Dubai and what's the best cryptocurrency to invest in for beginners?

What Is Cryptocurrency and How Is It Traded in Dubai?

What Is Cryptocurrency & How to Trade It in Dubai? | BYDFi

As a homeowner in the U.S., I’m trying to budget for my monthly expenses, but I’m confused about what counts as a utility bill. Are we talking just about electricity, or do other services like water or internet count too? I’ve heard terms like electricity utility bill, home utility bills, and common utility bills, but I’m not sure what’s included or how much these typically cost. I’m also curious about how prices vary by state or household size—say, for a family of four.My goal is to get a clear picture of these expenses to manage my finances better, especially since I’m exploring ways to save, like investing extra cash in <a href="https://bitcoin.org/en/" target="_blank">Bitcoin</a> or cryptocurrency for long-term gains. Can someone break down what utility bills are and give me a ballpark figure for their costs? Managing home utility bills is a big part of household budgeting, especially with rising energy costs. I want to understand how much an electricity utility bill might be for an average home and what other common utility bills I should expect. If I can cut costs here, I might have more to invest in platforms like Binance or<a href="https://www.bydfi.com/en" target="_blank"> BYDFi &nbsp;</a>for cryptocurrency trading. Any tips for keeping these bills low would be a bonus!

Electricity Utility Bills: What’s Normal and How to Budget It

Electricity Bills: What’s Average and How to Save

Zero day option,” you’re probably curious about one of the hottest topics in options trading today. Zero Day to Expiration (0DTE) options have exploded in popularity among traders looking for fast-paced, high-reward opportunities. But what exactly are 0DTE options, how do they work, and should you consider trading them? This comprehensive guide will answer all your questions and help you decide if 0DTE trading fits your strategy.<h2 style="text-align: start; line-height: 2.5;">What Is 0DTE? Understanding Zero Day Options</h2>0DTE stands for Zero Day to Expiration options. Simply put, these are options contracts that expire on the same day they are traded. Unlike traditional options with weeks or months before expiration, 0DTE options have just hours—or even minutes—left before they expire. Because of this ultra-short lifespan, zero dated options are extremely sensitive to price movements in the underlying asset. This makes them appealing for traders who want to capitalize on quick market moves but also means they carry higher risk.<h2 style="text-align: start; line-height: 2.5;">How Do 0DTE Options Work?</h2>When you buy or sell a zero day option, you’re essentially betting on the price movement of the underlying stock or index within that single trading day. Since the expiration is imminent:<ul><li style="text-align: start; line-height: 1.5;">Time decay (theta) works rapidly against option buyers.</li><li style="text-align: start; line-height: 1.5;">Price swings can cause dramatic changes in option value.</li><li style="text-align: start; line-height: 1.5;">Volatility (vega) can have outsized effects.</li></ul>Traders use 0DTE options primarily for:<ul><li style="text-align: start; line-height: 1.5;">Speculation: Quick bets on market direction.</li><li style="text-align: start; line-height: 1.5;">Hedging: Protecting existing positions from intraday volatility.</li><li style="text-align: start; line-height: 1.5;">Income generation: Selling premium to collect time decay.</li></ul><h2 style="text-align: start; line-height: 2.5;">Why Are 0DTE Options So Popular?</h2>The rise of zero day options trading is driven by several factors:<ul><li style="text-align: start; line-height: 1.5;">Increased liquidity: Major indices like the S&amp;P 500 offer highly liquid 0DTE options.</li><li style="text-align: start; line-height: 1.5;">Attractive risk/reward: Potential for large gains in a short time frame.</li><li style="text-align: start; line-height: 1.5;">Flexibility: Ability to tailor trades to intraday market views.</li><li style="text-align: start; line-height: 1.5;">Lower capital requirement: Because of short duration, premiums can be cheaper.</li></ul>However, the high reward comes with high risk. 0DTE options can expire worthless in minutes, so they are not for the faint of heart.<h2 style="text-align: start; line-height: 2.5;">Key Terms Related to 0DTE Options</h2><ul><li style="text-align: start; line-height: 1.5;">Zero day options: Another name for 0DTE options, emphasizing the same-day expiration.</li><li style="text-align: start; line-height: 1.5;">Theta decay: The rapid loss of time value as expiration approaches.</li><li style="text-align: start; line-height: 1.5;">Strike price: The price at which the option can be exercised.</li><li style="text-align: start; line-height: 1.5;">Underlying asset: The stock or index the option is based on.</li><li style="text-align: start; line-height: 1.5;">Premium: The price paid to buy the option.</li></ul><h2 style="text-align: start; line-height: 2.5;">How to Trade 0DTE Options Safely</h2>If you’re considering trading zero dated options, keep these tips in mind:<ul><li style="text-align: start; line-height: 1.5;">Understand the risks: 0DTE options can be volatile and expire worthless quickly.</li><li style="text-align: start; line-height: 1.5;">Use strict risk management: Set stop losses and trade with money you can afford to lose.</li><li style="text-align: start; line-height: 1.5;">Start small: Practice with small positions or paper trading before committing real capital.</li><li style="text-align: start; line-height: 1.5;">Stay informed: Follow market news and technical indicators closely.</li><li style="text-align: start; line-height: 1.5;">Consider strategies: Spreads and iron condors can help manage risk while trading 0DTE.</li></ul>Discover expert insights and real-time updates on options trading <a href="https://www.investopedia.com/" target="_blank">here</a> to stay ahead in this fast-paced market.<h2 style="text-align: start; line-height: 2.5;">0DTE Options vs. Traditional Options</h2><table style="width: auto;"><tbody><tr><th colSpan="1" rowSpan="1" width="auto">Feature</th><th colSpan="1" rowSpan="1" width="auto">0DTE Options</th><th colSpan="1" rowSpan="1" width="auto">Traditional Options</th></tr><tr><td colSpan="1" rowSpan="1" width="auto">Time to Expiration</td><td colSpan="1" rowSpan="1" width="auto">Same day</td><td colSpan="1" rowSpan="1" width="auto">Days, weeks, or months</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Risk Level</td><td colSpan="1" rowSpan="1" width="auto">High</td><td colSpan="1" rowSpan="1" width="auto">Lower (depending on duration)</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Premium Cost</td><td colSpan="1" rowSpan="1" width="auto">Usually lower</td><td colSpan="1" rowSpan="1" width="auto">Higher</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Sensitivity to Price</td><td colSpan="1" rowSpan="1" width="auto">Extremely high</td><td colSpan="1" rowSpan="1" width="auto">Lower</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Ideal For</td><td colSpan="1" rowSpan="1" width="auto">Day traders, speculators</td><td colSpan="1" rowSpan="1" width="auto">Long-term investors, hedgers</td></tr></tbody></table> <h2 style="text-align: start; line-height: 2.5;">Should You Trade 0DTE Options?</h2>0DTE options are not suitable for everyone. They require quick decision-making, strong risk tolerance, and a solid understanding of options mechanics. But for traders who thrive on fast-paced action and can manage risk effectively, zero day options offer exciting opportunities.<h2 style="text-align: start; line-height: 2.5;">Final Thoughts: Zero Day Options Can Be a Game-Changer—If You Know What You’re Doing</h2>Zero day options (0DTE) have revolutionized options trading by offering rapid, high-reward opportunities. But their complexity and risk mean you should approach them with caution and education. Use this guide as a starting point, and always continue learning before diving into 0DTE trading. Ready to learn more about trading strategies and crypto safety? Check out <a href="https://www.bydfi.com/en" target="_blank">BYDFi</a><a href="https://www.bydfi.com/en" target="_blank"> </a>for beginner tutorials, expert insights .

Zero Day Options (0DTE) EXPOSED: The Fastest Way to Win (or Lose) Big in 2025

0DTE in 2025: Quick Gains or Quick Losses

If you're a small business owner wondering what banks do SBA loans or who does SBA loans, you're in the right place. SBA loans are a popular financing option backed by the U.S. Small Business Administration, but the loans themselves come from approved lenders like banks, credit unions, and specialized financial institutions. Choosing the right SBA lender can make a big difference in your loan approval process, interest rates, and overall experience. In this detailed guide, we’ll cover the best SBA lenders for 2025, explain how SBA loans work, and give you tips on finding the best banks for SBA loans that fit your business needs.<h2 style="line-height: 2.5;">What Are SBA Lenders and How Do SBA Loans Work?</h2>SBA lenders are financial institutions authorized by the SBA to offer loans partially guaranteed by the government. This guarantee reduces the lender’s risk, allowing them to offer more favorable terms such as lower down payments, longer repayment periods, and competitive interest rates. The SBA doesn’t lend money directly; instead, it partners with these lenders to help small businesses access capital. SBA loans come in various types, with the most common being:<ul><li style="line-height: 1.5;">SBA 7(a) loans: The most popular loan type, used for working capital, equipment, real estate, and debt refinancing.</li><li style="line-height: 1.5;">SBA 504 loans: Designed for purchasing fixed assets like real estate or large equipment, often involving a Certified Development Company (CDC) alongside a bank.</li><li style="line-height: 1.5;">SBA Microloans: Smaller loans (up to $50,000) offered through nonprofit intermediaries to help startups and small businesses.</li></ul><h2 style="line-height: 2.5;">Who Are the Best SBA Lenders in 2025?</h2>Based on loan volume, approval rates, and borrower experience, here are some of the top SBA lenders to consider:<h2 style="line-height: 1.5;">1. Newtek Bank</h2>Newtek Bank is currently the most active SBA lender by total loan amount, having issued over $1 billion in SBA 7(a) loans in fiscal year 2025. They serve U.S.-based, for-profit businesses with at least two to three years of tax returns. Newtek offers personalized service with a dedicated lending specialist who guides you through the entire process.<h2 style="line-height: 1.5;">2. Huntington National Bank</h2>Huntington approved the most SBA 7(a) loans in fiscal year 2024 and continues to be a top lender in 2025. They offer loans up to $5 million with down payments as low as 10%, along with SBA Express loans for faster access to smaller amounts. Huntington also runs the Lift Local Business Program, supporting minority-, women-, and veteran-owned businesses with financial education and SBA loan assistance.<h2 style="line-height: 1.5;">3. Northeast Bank</h2>Northeast Bank is a top lender by number of loans approved and total loan amount. Based in Maine, it offers SBA 7(a) loans up to $500,000 and streamlines the application process through online tools, making it easier for borrowers to apply with fewer documents.<h2 style="line-height: 1.5;">4. Readycap Lending</h2>Readycap Lending, a subsidiary of Ready Capital, has issued over $550 million in SBA 7(a) loans in 2025. They provide loans ranging from $350,000 to $5 million for business expansion, equipment purchase, working capital, and refinancing.<h2 style="line-height: 1.5;">5. Live Oak Banking Company</h2>Live Oak Bank is the second-most active SBA 7(a) lender by dollar amount and offers an online-based application process nationwide. They provide loans up to $5 million with up to 90% financing and typically require a 10% down payment. Live Oak also offers SBA 504 loans for larger projects.<h2 style="line-height: 1.5;">6. JPMorgan Chase Bank</h2>JPMorgan Chase, one of the largest banks in the U.S., offers SBA 7(a) loans up to $5 million and SBA Express loans up to $500,000. They provide SBA 504 loans for equipment and real estate purchases, with dedicated loan officers to assist borrowers.<h2 style="line-height: 1.5;">7. Lendistry</h2>Lendistry is a minority-led community development financial institution that focuses on underserved communities. They offer SBA 7(a) loans between $25,000 and $5 million with an entirely online application process and personalized customer support.<h2 style="line-height: 1.5;">8. TD Bank</h2>TD Bank ranks among the top SBA lenders by loan approval count and offers SBA 7(a) loans up to $5 million, SBA 504 loans, and SBA Express loans up to $350,000.<h2 style="line-height: 1.5;">9. BayFirst National Bank</h2>BayFirst offers a fast funding SBA Bolt Loan program with amounts up to $150,000 and funding within days. They also provide standard SBA 7(a) loans up to $5 million.<h2 style="line-height: 1.5;">10. Celtic Bank</h2>Celtic Bank offers SBA 7(a) loans up to $5 million, Express loans up to $150,000, construction loans, and SBA loans over $5 million. They are a preferred SBA lender headquartered in Utah.<h2 style="line-height: 2.5;">How to Choose the Best SBA Lender for Your Business</h2>Finding the right SBA lender depends on your business needs and preferences. Here are some tips:<ul><li style="line-height: 1.5;">Start with your current bank or credit union: Existing relationships can speed up approval.</li><li style="line-height: 1.5;">Use the SBA Lender Match tool: Answer a few questions on the SBA website to get matched with lenders suited to your needs.</li><li style="line-height: 1.5;">Compare loan terms: Interest rates, fees, repayment terms, and down payment requirements vary by lender.</li><li style="line-height: 1.5;">Ask about the application process: Does the lender assign a dedicated loan specialist? How long does approval typically take?</li><li style="line-height: 1.5;">Check if the lender is SBA Preferred: Preferred Lenders can approve loans faster without SBA review.</li></ul><h2 style="line-height: 2.5;">What Do SBA Lenders Look For?</h2>To qualify for an SBA loan, lenders typically require:<ul><li style="line-height: 1.5;">A credit score of at least 640.</li><li style="line-height: 1.5;">A solid business plan and financial statements.</li><li style="line-height: 1.5;">Proof of ability to repay the loan.</li><li style="line-height: 1.5;">Collateral for larger loans.</li><li style="line-height: 1.5;">Usually two or more years in business (some exceptions for microloans).</li></ul><h2 style="line-height: 2.5;">Final Thoughts on SBA Lenders</h2>SBA loans can be a lifeline for small businesses, offering affordable financing with flexible terms. Choosing the right SBA lender is crucial to getting the best deal and a smooth application experience. Whether you go with a big bank like JPMorgan Chase or a specialized lender like Live Oak Bank, make sure to shop around, prepare your documents, and understand your options.

Best SBA Lenders in 2025: How to Find the Right Bank for Your SBA Loan

As a UAE job seeker, are you feeling the pinch of endless applications with no callbacks? The question is the job market bad right now weighs heavily on many, especially in a competitive hub like Dubai. The fear of prolonged unemployment or settling for less can be daunting. Yet, the UAE’s dynamic economy offers hope. This article explores how bad is the job market right now in 2025, why challenges persist, and how you can position yourself for success. Ready to uncover the truth and take action? <h2 style="line-height: 2.5;">Why Is the Job Market So Bad Right Now in the UAE?</h2>The UAE job market in 2025 is a mixed bag, shaped by global and local forces. Economic slowdowns in sectors like tech and consulting have cooled hiring, with some companies correcting post-pandemic overhiring. Social media posts reflect frustration, with job seekers noting fierce competition and fewer openings in fields like IT. Emiratization policies, pushing for more local hires, have tightened opportunities for expatriates, particularly in government and semi-government roles. High candidate volumes, especially from skilled professionals worldwide, flood the market, making employers pickier. Many now demand verified experience certificates, often accessible via the MOHRE app, which some job seekers overlook. This selective environment leaves fresh graduates and those without niche skills struggling. Yet, the UAE’s non-oil sectors, like tourism and real estate, remain robust, creating pockets of opportunity. <h2 style="line-height: 2.5;">How Bad Is the Job Market Right Now in 2025?</h2>Despite challenges, the UAE job market isn’t as grim as it feels. A 2024 Gallup survey found 69% of UAE employees believe it’s a good time to find a job, outpacing global optimism. Over 500,000 annual job openings are projected for 2025-26, driven by projects like Dubai’s Palm Jebel Ali and Abu Dhabi’s cultural initiatives. Non-oil sectors, including hospitality and tech, are expanding, with a 20% rise in tech vacancies reported in early 2023. However, hiring is cautious. Companies prioritize skills like AI proficiency and data analysis, leaving those with outdated expertise behind. In Dubai, summer months like July slow recruitment due to heat and vacations, while January and September peak. Ramadan, expected in February 2025, may pause hiring, so timing matters. The unemployment rate, forecasted at 23.58% in 2024, reflects global pressures but not a collapse, as the UAE’s 3% GDP growth supports stability. <h2 style="line-height: 2.5;">The UAE’s Unique Job Market Dynamics</h2>The UAE’s appeal as a global job destination intensifies competition. In 2024, 41% of employers reported more applicants than ever, per a Qureos report. Sectors like healthcare and finance thrive, but tech faces headwinds from global layoffs at firms like Google and Meta. Emiratization adds complexity, prioritizing Emiratis in roles traditionally filled by expats. For UAE-based job seekers, this means upskilling is critical. Digital proficiency and industry-specific knowledge are non-negotiable. The UAE’s tax-free environment and focus on employee well-being, like wellness programs, make it attractive, but candidates must adapt to hybrid work trends and cultural nuances. Platforms like BitOasis offer insights into alternative investments like crypto, complementing traditional job searches. <h2 style="line-height: 2.5;">How to Thrive in the UAE Job Market</h2>Success in 2025 demands strategy. Job seekers should focus on high-demand fields like AI, cybersecurity, and hospitality, where growth is steady. Networking on platforms like LinkedIn and X can uncover hidden opportunities, as recruiters increasingly scout online. Timing applications for January or September maximizes chances, avoiding slow periods like Ramadan. UAE regulations require KYC compliance, so ensure your MOHRE experience certificate is ready. Diversifying skills, such as learning blockchain or data analytics, aligns with market needs. Exploring crypto trading on BYDFi can supplement income while job hunting. The key is persistence—apply widely, tailor CVs, and stay updated on industry trends. <h2 style="line-height: 2.5;"> Seize Your UAE Job Opportunity</h2>The is the job market bad right now 2024 question lingers, but 2025 offers hope for UAE job seekers. While competition and Emiratization pose challenges, booming sectors and strategic timing create openings. Don’t let a tough market dim your prospects—upskill, network, and act now. Start your journey with &nbsp;<a href="https://www.bydfi.com/ar" target="_blank">BYDFi </a>to explore crypto as a financial buffer, and take charge of your career today!

Is the Job Market Bad Right Now in the UAE? A 2025 Outlook

UAE Job Market 2025 – Is It Still Tough to Find Work?

If you’re planning a trip and want to find the best rental car deals, you’re not alone. Rental car prices have been high since 2021, and while they’re starting to drop, they’re still well above pre-pandemic levels. The good news? You don’t have to blow your budget on a rental car. With a few smart strategies, you can save a lot. Here are 10 practical tips to help you get the cheapest way to rent a car for a week or more. <h2 style="text-align: start; line-height: 2.5;">1. Skip the Airport Rental</h2>Renting a car at the airport is super convenient, but it often comes with hefty fees and surcharges. These can include fixed daily charges called “Customer Facility Charges” or a percentage of your rental cost. A recent study found that renting downtown instead of at the airport can save you around $86 on a week-long rental — that’s nearly 20% cheaper! Just factor in the cost of a rideshare or taxi to get to the rental office, and you could still come out ahead. <h2 style="text-align: start; line-height: 2.5;">2. Shop Around Online</h2>Don’t settle for the first price you see. Use comparison sites like Kayak, Priceline, and CheapCarRental.com to check multiple offers at once. After you find a good deal, visit the rental company’s own website. Sometimes they offer better “Pay Now” discounts if you book directly. Just remember, prepaid rentals are usually nonrefundable, so keep an eye out for price drops even after booking. <h2 style="text-align: start; line-height: 2.5;">3. Don’t Assume Discount Brands Are Cheapest</h2>Names like Dollar or Budget sound cheap, but they aren’t always the best deal. According to a 2024 study, companies like Thrifty, Hertz, and Enterprise often offer lower prices. For example, National was the priciest brand with an average weekly rental of $601, while Thrifty averaged $414. So, compare a few big-name and discount brands before booking. <h2 style="text-align: start; line-height: 2.5;">4. Use Membership Discounts</h2>If you have memberships like Costco or AAA, use them! Costco often beats prices on travel sites and sometimes lets you add a second driver for free. AAA members can get discounts and avoid underage fees if they’re between 20-24 years old. Frequent flyer programs like American Airlines AAdvantage also offer discounts with certain rental companies, especially at airports. <h2 style="text-align: start; line-height: 2.5;">5. Choose Economy Cars</h2>Economy cars are usually the cheapest and most available. Booking the smallest car can sometimes get you an upgrade if the rental lot is out of your reserved model. Just make sure the car fits your group and luggage comfortably. <h2 style="text-align: start; line-height: 2.5;">6. Stick to One Driver</h2>Adding extra drivers can cost $10 or more per day. Some companies waive this fee for spouses or family members if you show matching addresses or join their loyalty programs. Also, memberships like USAA, AARP, AAA, or Costco can help you get a free additional driver. <h2 style="text-align: start; line-height: 2.5;">7. Use Your Own Insurance</h2>Your personal car insurance often covers rental cars, so you can skip buying extra coverage at the counter and save about $30 a day. Many credit cards also provide rental insurance if you pay with the card. Just be sure to check your policy or card benefits before declining coverage. <h2 style="text-align: start; line-height: 2.5;">8. Say No to Extras</h2>Avoid paying for GPS, roadside assistance, or toll transponders. Use your phone’s navigation apps like Google Maps or Waze instead. For tolls, consider buying your own transponder if you’re renting in places like Florida, where rental companies charge high daily fees. <h2 style="text-align: start; line-height: 2.5;">9. Compare Prepaid Gas Prices</h2>Rental companies offer prepaid gas plans, but they usually cost more than filling up yourself. Use apps like GasBuddy to find nearby gas stations and prices. On short trips, topping off the tank before returning the car can save you money. <h2 style="text-align: start; line-height: 2.5;">10. Consider Alternatives to Renting</h2>If your trip is mostly in a city with good public transit, skip the rental altogether. Use rideshares, taxis, or even rent a car by the hour through services like Turo or Kyte. Sometimes, a limo or shuttle can be cheaper if you won’t be driving much. <h2 style="text-align: start; line-height: 2.5;">Final Thoughts</h2>Finding the best rental car deals takes a little time and effort, but the savings are worth it. Avoid airport rentals, compare brands, leverage memberships, and watch out for extra fees. With these tips, you’ll enjoy your trip without breaking the bank. Ready to start your search? Check out trusted platforms like <a href="https://www.kayak.com/" target="_blank">Kayak </a>or <a href="https://www.expedia.com/" target="_blank">Expedia </a>and grab the best deal today!

How to Score the Best Rental Car Deals: 10 Proven Tips to Save Big in 2025

<h2 style="line-height: 1.5;">Top Billionaires: Who Leads in 2025?</h2>In a world obsessed with wealth, power, and influence, one question consistently dominates search engines: Who is the richest person in the world? Whether you're a curious onlooker, an aspiring entrepreneur, or someone researching global financial trends, the quest to uncover the most affluent individual sparks intrigue. In this article, we dive deep into the 2025 billionaire landscape, exploring who is the richest person in the world 2025, how they amassed their fortune, and what this means for you. From jaw-dropping net worths to the industries driving their wealth, this guide is your one-stop resource for everything you need to know about the world’s richest individuals. <h2 style="line-height: 1.5;">Who Is the Richest Person in the World in 2025? </h2>As of June 30, 2025, the title of the richest person in the world is a fiercely contested crown, with names like Elon Musk, Bernard Arnault, and Jeff Bezos often dominating the conversation. According to the latest Forbes Billionaires List and Bloomberg Billionaires Index, Elon Musk holds the top spot with an estimated net worth exceeding $400 billion USD. His wealth stems from his stakes in<a href="https://www.tesla.com/" target="_blank"> Tesla</a>,<a href="https://www.spacex.com/" target="_blank"> SpaceX</a>, X Corp, and<a href="https://neuralink.com/" target="_blank"> Neuralink</a>, with SpaceX’s valuation soaring due to its advancements in reusable rocket technology and <a href="https://www.starlink.com/" target="_blank">Starlink’s</a> global internet dominance.But the race is tight. Bernard Arnault, the French luxury goods magnate behind LVMH, and Jeff Bezos, founder of Amazon, are hot on Musk’s heels, with net worths fluctuating between $200–$300 billion depending on market conditions. Curious about who is the most richest person in the world? Keep reading as we break down the key players and their empires. <h2 style="line-height: 1.5;">A Look Back: Who Was the Richest Person in the World in 2023 and 2024? </h2>To understand the current wealth landscape, let’s rewind. In 2023, Elon Musk briefly lost the top spot to Bernard Arnault due to Tesla’s stock volatility but reclaimed it by year-end with a net worth of approximately $250 billion. In 2024, Musk solidified his lead, driven by SpaceX’s skyrocketing valuation and Tesla’s recovery in the electric vehicle market. Meanwhile, Jeff Bezos and Indian billionaire Gautam Adani saw significant gains, with Adani briefly entering the top three due to his energy and infrastructure empire.Why does this matter? For those searching who is the richest person in the world 2023 or 2024, these shifts highlight how volatile wealth can be. Stock market fluctuations, currency exchange rates, and global economic trends all play a role in determining who holds the crown. <h2 style="line-height: 1.5;">How Do Billionaires Build Their Fortunes? </h2>Wondering how these titans of wealth amassed their fortunes? The world’s richest individuals often share common traits: innovation, risk-taking, and a knack for spotting opportunities. Here’s a breakdown of the industries and strategies behind the top billionaires in 2025: Elon Musk (Technology and Space): Musk’s wealth is tied to Tesla’s dominance in electric vehicles, SpaceX’s revolutionary space exploration, and X Corp’s influence in digital communication. His ventures thrive on cutting-edge innovation and global scalability.Bernard Arnault (Luxury Goods): As the chairman of LVMH, Arnault controls brands like <a href="https://us.louisvuitton.com/eng-us/homepage" target="_blank">Louis Vuitton</a>, <a href="https://www.dior.com/" target="_blank">Dior</a>, and <a href="https://www.moet.com/en-int" target="_blank">Moët &amp; Chandon</a>. His wealth reflects the global demand for luxury, especially in markets like China and Europe.Jeff Bezos (E-commerce and Cloud Computing): Amazon’s e-commerce empire and AWS (<a href="https://www.amazon.com/ref=nav_logo" target="_blank">Amazon</a> Web Services) drive Bezos’ wealth. His investments in Blue Origin also signal his ambition in the space race.Gautam Adani (Energy and Infrastructure): Adani’s conglomerate dominates India’s energy, ports, and logistics sectors, capitalizing on the country’s rapid economic growth. For readers in countries like the United States, India, or Europe, these billionaires’ success stories offer insights into global markets. Whether you’re an investor or simply curious, understanding their strategies can inspire your financial journey. <h2 style="line-height: 1.5;">Why Do People Care About the Richest Person in the World? </h2>The fascination with who is the richest person in the world transcends borders and currencies. For some, it’s about inspiration—proof that innovation and grit can lead to unimaginable wealth. For others, it’s about understanding global economic trends or making informed investment decisions. Here are some reasons users like you search for this topic:<ul><li style="line-height: 1.5;">Inspiration: Aspiring entrepreneurs want to emulate the success of Musk or Bezos.</li><li style="line-height: 1.5;">Investment Opportunities: Knowing which industries (tech, luxury, energy) are thriving can guide stock or crypto trading decisions.</li><li style="line-height: 1.5;">Cultural Curiosity: Wealth is a universal metric of success, and people want to know who’s winning the game.</li><li style="line-height: 1.5;">Economic Insights: Billionaires’ wealth reflects market trends, from renewable energy in the U.S. to luxury goods in Europe.</li></ul>If you’re wondering how this impacts you, consider-country specific factors. For example, in India, Gautam Adani’s rise signals opportunities in infrastructure. In the U.S., tech stocks like Tesla remain a hot topic for traders with varying levels of experience. <h2 style="line-height: 1.5;">What Can You Learn from the World’s Richest People? </h2>Whether you’re a seasoned investor or a beginner exploring financial markets, the stories of the most richest person in the world offer valuable lessons. Here are actionable takeaways:<ul><li style="line-height: 1.5;">Diversify Your Portfolio: Musk and Bezos invest across industries—tech, space, and media. Consider diversifying your investments to mitigate risk.</li><li style="line-height: 1.5;">Embrace Innovation: The richest individuals thrive by disrupting industries. Stay ahead by learning about emerging sectors like AI or renewable energy.</li><li style="line-height: 1.5;">Think Long-Term: Arnault’s LVMH empire took decades to build. Patience and strategic planning are key to financial success.</li><li style="line-height: 1.5;">Leverage Global Trends: Adani’s wealth reflects India’s growth. Research markets in your region, whether it’s USD-based tech stocks or EUR-denominated luxury goods.</li></ul> <h2 style="line-height: 1.5;"> Fun Facts About the Richest People in the World </h2>To keep things engaging, here are some surprising tidbits about the world’s wealthiest individuals:<ul><li style="line-height: 1.5;">Elon Musk: Once slept on the Tesla factory floor to oversee production.</li><li style="line-height: 1.5;">Bernard Arnault: Owns over 70 luxury brands, including Tiffany &amp; Co.</li><li style="line-height: 1.5;">Jeff Bezos: His wealth could buy every house in a small U.S. city—twice!</li><li style="line-height: 1.5;">Gautam Adani: Rose from a modest background to become Asia’s richest person at one point.</li></ul>These facts add a human touch to the billionaire narrative, making their stories relatable and inspiring. <h2 style="line-height: 1.5;">How to Stay Updated on the Richest Person in the World </h2>The billionaire leaderboard changes frequently due to market shifts, new ventures, and global events. To stay informed about who is the richest person in the world 2025 and beyond:<ul><li style="line-height: 1.5;">Follow Forbes and Bloomberg for real-time billionaire rankings.</li><li style="line-height: 1.5;">Monitor stock markets, especially for companies like Tesla, Amazon, or LVMH.</li><li style="line-height: 1.5;">Join online communities on platforms like X to discuss wealth trends and investment tips.</li><li style="line-height: 1.5;">Subscribe to our newsletter for weekly updates on billionaires and financial strategies.</li></ul> <h2 style="line-height: 1.5;">Ready to Make Your Own Wealth? </h2>While you may not become the richest person in the world overnight, the strategies of Musk, Arnault, and Bezos can inspire your financial journey. Whether you’re in the U.S., India, or Europe, start by setting clear goals, researching markets, and learning from the best. For those ready to invest, platforms like <a href="https://www.bydfi.com/en" target="_blank">BYDFi </a>or Binance offer beginner-friendly options to explore stocks or cryptocurrencies tied to billionaire empires. <a href="https://www.bydfi.com/en" target="_blank"> </a>Don't just read about billionaires—build your own portfolio with <a href="https://www.bydfi.com/en" target="_blank">BYDFi</a>.

How Elon Musk Became the Richest Person in 2025 And What You Can Learn

<h2 style="text-align: start; line-height: 1.5;">How I Discovered Bitcoin’s Humble Beginnings in India</h2>When I first heard about Bitcoin, I was curious but skeptical. The idea of digital money seemed futuristic and risky. I asked myself, “What was the bitcoin starting price in India? How much did it cost back in 2009?” After some digging, I realized that understanding Bitcoin’s early price and history could help me grasp its incredible journey and potential. If you’re searching for “bitcoin starting price,” “bitcoin price starting price,” or specifically “bitcoin starting price in India 2009,” here’s a clear, user-friendly guide to help you understand where it all began.<h2 style="text-align: start; line-height: 2.5;">What Was the Starting Price of Bitcoin Globally?</h2>Bitcoin was created in 2009 by an anonymous person or group known as Satoshi Nakamoto. In its infancy, Bitcoin had no official price because it wasn’t traded on any exchange. The first known price was in 2010 when someone famously bought two pizzas for 10,000 BTC — valuing Bitcoin at less than a cent per coin.<ul><li style="text-align: start; line-height: 1.5;">Bitcoin starting price (general): Effectively zero in 2009, with the first price appearing in 2010 around $0.0008 to $0.08 per BTC.</li><li style="text-align: start; line-height: 1.5;">It took a few years before Bitcoin gained traction and started trading on exchanges.</li></ul><h2 style="text-align: start; line-height: 2.5;">Bitcoin Starting Price in India: What You Need to Know</h2>India’s cryptocurrency market took time to develop due to regulatory uncertainties and limited access to global exchanges in the early days. Bitcoin’s price in India closely followed global trends but was influenced by currency exchange rates and local demand.<ul><li style="text-align: start; line-height: 1.5;">In 2009, Bitcoin was virtually unknown in India, so there was no active market or official price.</li><li style="text-align: start; line-height: 1.5;">By 2013-2014, Bitcoin began trading on Indian platforms, with prices reflecting global rates adjusted for the Indian Rupee.</li><li style="text-align: start; line-height: 1.5;">Early adopters in India saw Bitcoin prices starting from just a few hundred rupees per coin as exchanges emerged.</li></ul><h2 style="text-align: start; line-height: 2.5;">Why Knowing Bitcoin’s Starting Price Matters</h2><ul><li style="text-align: start; line-height: 1.5;">Perspective: Understanding Bitcoin’s initial value helps you appreciate its growth and volatility.</li><li style="text-align: start; line-height: 1.5;">Investment Insight: Early investors took massive risks for potentially huge rewards.</li><li style="text-align: start; line-height: 1.5;">Market Evolution: India’s crypto market is growing rapidly, and knowing its roots can guide smarter decisions.</li></ul><h2 style="text-align: start; line-height: 2.5;">Key Takeaways About Bitcoin’s Price Journey</h2><ul><li style="text-align: start; line-height: 1.5;">Bitcoin had no official price in 2009; it was essentially worthless until traded in 2010.</li><li style="text-align: start; line-height: 1.5;">Indian Bitcoin prices followed global trends but were influenced by local currency and regulation.</li><li style="text-align: start; line-height: 1.5;">Early Bitcoin prices were fractions of a cent, making today’s values seem extraordinary.</li><li style="text-align: start; line-height: 1.5;">Learning Bitcoin’s history helps new investors understand the risks and rewards.</li></ul><h2 style="text-align: start; line-height: 2.5;">Closing Thought: Your Next Crypto Investment Could Be Inspired by History</h2>Bitcoin’s journey from an obscure digital experiment to a global financial phenomenon is fascinating. Whether you’re a beginner or seasoned investor, knowing the bitcoin starting price in India and worldwide gives you context and confidence to explore the crypto space wisely. Ready to learn more about trading strategies and crypto fundamentals? Check out <a href="https://www.bydfi.com/en" target="_blank">BYDFi </a>for expert guidance on navigating the world of digital assets.

Bitcoin Starting Price in India: The Untold Story of Bitcoin’s Early Days

What Was the Bitcoin Starting Price in India?

<h2 style="line-height: 1.5;">Why Chase Transfer Partners Are Your Ticket to Epic Travel</h2>Chase Ultimate Rewards points are among the most versatile in the travel rewards world. Unlike many loyalty programs that lock you into specific redemptions, Chase lets you transfer points to a curated list of Chase travel partners, including 11 airline programs and 3 hotel loyalty programs. This flexibility is a goldmine for U.S.-based travelers (and international users with Chase cards) who want to stretch their points for maximum value—whether that’s a domestic flight, a European getaway, or a five-star hotel stay. But here’s the catch: not all transfer partners are created equal. Some offer jaw-dropping value, while others are a point-wasting trap. Our goal is to solve your pain points confusion over which partners to choose, how to transfer points, and how to avoid common pitfalls so you can make confident, high-value decisions. <h2 style="line-height: 1.5;">What Are Chase Transfer Partners?</h2>Chase transfer partners are loyalty programs that allow you to move your Chase Ultimate Rewards points to their airline or hotel programs at a 1:1 ratio (in most cases). This means 1,000 Chase points can become 1,000 airline miles or hotel points with a partner program. The beauty? Some partners offer outsized value, letting you book flights or stays that would cost far more if redeemed through the Chase Travel Portal.Here’s a quick overview of the Chase points transfer partners in 2025:Airline Partners (11 programs): &nbsp;Aer Lingus AerClub<a href="https://www.aerlingus.com/html/en-IE/home.html" target="_blank">AerClub</a> is the frequent flyer program of Aer Lingus. Members earn Avios points when they fly with Aer Lingus or its partners, and can redeem them for flights, upgrades, and other travel rewards. Air Canada AeroplanAeroplan is Air Canada’s loyalty program. It lets you earn points on Air Canada and Star Alliance partners. Points can be used for flights, hotel stays, car rentals, and more.<h3 style="line-height: 1.5;"> Air France / KLM Flying Blue</h3><a href="https://www.flyingblue.com/en/home" target="_blank">Flying Blue i</a>s the joint frequent flyer program of Air France and KLM. Members earn Miles and XP (Experience Points) for travel, which can be redeemed for free flights, seat upgrades, and elite status. British Airways Executive ClubExecutive Club members earn Avios points on British Airways and partner airlines. These can be used for reward flights, cabin upgrades, and discounts on travel-related services. Emirates SkywardsSkywards is Emirates’ loyalty program. Members earn Miles by flying with Emirates or partners and can redeem them for flights, upgrades, and even event tickets or retail purchases. Iberia PlusIberia Plus rewards customers with Avios points when flying with Iberia and OneWorld alliance partners. Points can be used for flights, hotels, car hire, and more.JetBlue TrueBlueTrueBlue is JetBlue’s loyalty program. Points are earned based on dollars spent, not miles flown. Points never expire and can be used for any seat, any time, with no blackout dates. Singapore Airlines KrisFlyerKrisFlyer is Singapore Airlines’ frequent flyer program. Members earn miles on Singapore Airlines and Star Alliance partners. Miles can be used for flights, upgrades, and more.Southwest Airlines Rapid RewardsRapid Rewards is known for its simplicity. Points are earned based on the price of the ticket, and there are no blackout dates. Points can be used for any available seat.United MileagePlus<a href="https://www.united.com/en/us/" target="_blank">MileagePlus</a> is United Airlines’ loyalty program. You can earn miles by flying United or Star Alliance partners, and redeem them for award flights, upgrades, and travel experiences.Virgin Atlantic Flying ClubFlying Club members earn Virgin Points on Virgin Atlantic and partner airlines. Points can be used for flights, upgrades, and exclusive experiences. Hotel Partners (3 programs):IHG One RewardsIHG One Rewards is the loyalty program for InterContinental Hotels Group (including Holiday Inn, Crowne Plaza, and InterContinental). Members earn points for stays, which can be redeemed for free nights, upgrades, or travel perks. Elite members enjoy benefits like late check-out and room upgrades.Marriott Bonvoy<a href="https://www.marriott.com/default.mi" target="_blank">Marriott Bonvoy</a> is Marriott International’s loyalty program. It covers brands like Ritz-Carlton, Sheraton, and Westin. Members earn points on hotel stays and spending, which can be redeemed for free nights, travel packages, and more. Elite tiers offer exclusive benefits like lounge access and bonus points.World of HyattWorld of <a href="https://www.hyatt.com/en-US/home" target="_blank">Hyatt</a> rewards guests staying at Hyatt hotels and resorts. Members earn points for room nights, dining, and experiences. Points can be redeemed for free nights, room upgrades, and even spa treatments. Elite members receive added perks like free breakfast, suite upgrades, and late check-out.Pro Tip: Transferring points to these partners often yields higher value than redeeming through the Chase Travel Portal, where points are worth a fixed 1.25–1.5 cents each (depending on your card, like the Chase Sapphire Preferred or Reserve). <h2 style="line-height: 1.5;">How to Choose the Best Chase Transfer Partner</h2>Choosing the right Chase travel partner depends on your travel plans, budget, and preferences. Here’s a step-by-step guide to make the decision easier:<ol><li style="line-height: 1.5;">Define Your Travel Goals &nbsp;</li><li style="line-height: 1.5;">Research Redemption Values &nbsp;</li><li style="line-height: 1.5;">Consider Your Location and Currency &nbsp;</li><li style="line-height: 1.5;">Check Availability &nbsp;</li><li style="line-height: 1.5;">Avoid Common Pitfalls &nbsp;Pro Tip: Always transfer points in increments of 1,000 to avoid leaving small, unusable balances.</li></ol> <h2 style="line-height: 1.5;">FAQs: Your Burning Questions About Chase Transfer Partners Answered</h2>Q: What airlines are on Chase Ultimate Rewards?A: Chase partners with 11 airlines, including United, Southwest, Singapore Airlines, and Air France/KLM. See the full list above for details.Q: What hotels partner with Chase Sapphire?A: Chase Sapphire cards (Preferred and Reserve) allow transfers to World of Hyatt, Marriott Bonvoy, and IHG One Rewards.Q: How long does it take to transfer Chase points?A: Most transfers are instant, but some (e.g., Marriott Bonvoy) can take 1–2 business days. Plan ahead for time-sensitive bookings.Q: Are there transfer bonuses?A: Occasionally, Chase offers bonuses (e.g., 20–30% extra points) for specific partners. Check the Chase Ultimate Rewards portal for promotions. <h2 style="line-height: 1.5;">Ready to Redeem Like a Pro?</h2>By leveraging Chase transfer partners, you can unlock incredible travel experiences without breaking the bank. Whether you’re eyeing a first-class flight with Singapore Airlines or a luxurious stay at a Hyatt resort, the key is choosing the right partner for your goals. Start by identifying your travel priorities, researching redemption values, and avoiding low-value transfers. With a little planning, your Chase Ultimate Rewards points can take you further than you ever dreamed.

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